A. (Asad) Rauf, PhD
Associate Professor of Finance

Telephone:
E-mail:
a.rauf rug.nl
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"The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone" with Roman Goncharenko and Steven Ongena
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Journal of Financial Intermediation (2021)
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"Bank Stability and the Price of Loan Commitments"
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Journal of Financial Intermediation (2023)
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"Still 'Too Much, Too Late': Provisioning for Expected Loan Losses" with Roman Goncharenko
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International Journal of Central Banking (2024)
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"Banking on Jobs: Welfare and Credit" with Mayuri Chaturvedi
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Revise and Resubmit at Journal of Development Economics
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Last modified:11 November 2025 8.46 p.m.