Publication

Integrations of microfinance and business development services: Empirical evidence on microfinance institutions and clients

Vu, N., 2014, Groningen: University of Groningen, SOM research school. 224 p.

Research output: ThesisThesis fully internal (DIV)Academic

APA

Vu, N. (2014). Integrations of microfinance and business development services: Empirical evidence on microfinance institutions and clients. Groningen: University of Groningen, SOM research school.

Author

Vu, Nhung. / Integrations of microfinance and business development services : Empirical evidence on microfinance institutions and clients. Groningen : University of Groningen, SOM research school, 2014. 224 p.

Harvard

Vu, N 2014, 'Integrations of microfinance and business development services: Empirical evidence on microfinance institutions and clients', Doctor of Philosophy, University of Groningen, Groningen.

Standard

Integrations of microfinance and business development services : Empirical evidence on microfinance institutions and clients. / Vu, Nhung.

Groningen : University of Groningen, SOM research school, 2014. 224 p.

Research output: ThesisThesis fully internal (DIV)Academic

Vancouver

Vu N. Integrations of microfinance and business development services: Empirical evidence on microfinance institutions and clients. Groningen: University of Groningen, SOM research school, 2014. 224 p.


BibTeX

@phdthesis{b8a3a035f8294420a364e217cadc4a57,
title = "Integrations of microfinance and business development services: Empirical evidence on microfinance institutions and clients",
abstract = "This dissertation evaluates the impact of integrating microfinance and nonfinancial services on performance of microfinance institutions (MFIs) and their clients. First, employing a quasi-experimental approach, this thesis examines the impact of combining financial and nonfinancial services (business development and social services) on MFIs’ performance by using a large global panel data set. The result suggests that MFIs providing social services achieve better social performance, albeit at the expense of their financial results.Second, this thesis uses a randomization control trial to analyze the impact of a gender and business training on business and gender outcomes for female microfinance clients in Vietnam. The dissertation also examines the additional impact of inviting husbands to the training on women’s outcomes. The results show that the training has a positive impact on business and gender knowledge, business practices, business profits and the profit margin among surviving businesses. The training also exhibits limited positive impact on women’s noncognitive, business-related skills. Moreover, the training improves women’s household bargaining power on major expenditure decisions and reduces the levels of physical domestic violence in families for married women. However, we do not find strong additional effects of inviting husbands to join the training. Finally, the thesis applies a convex time budget experiment to elicit the impact of the business training on time preferences and consumption smoothing. The result suggests that while the business training does not change preferences, it tends to improve the optimality of intertemporal consumption choices by stimulating current consumption at the expense of future consumption.",
author = "Nhung Vu",
year = "2014",
language = "English",
isbn = "978-90-367-7400-0",
publisher = "University of Groningen, SOM research school",
school = "University of Groningen",

}

RIS

TY - THES

T1 - Integrations of microfinance and business development services

T2 - Empirical evidence on microfinance institutions and clients

AU - Vu, Nhung

PY - 2014

Y1 - 2014

N2 - This dissertation evaluates the impact of integrating microfinance and nonfinancial services on performance of microfinance institutions (MFIs) and their clients. First, employing a quasi-experimental approach, this thesis examines the impact of combining financial and nonfinancial services (business development and social services) on MFIs’ performance by using a large global panel data set. The result suggests that MFIs providing social services achieve better social performance, albeit at the expense of their financial results.Second, this thesis uses a randomization control trial to analyze the impact of a gender and business training on business and gender outcomes for female microfinance clients in Vietnam. The dissertation also examines the additional impact of inviting husbands to the training on women’s outcomes. The results show that the training has a positive impact on business and gender knowledge, business practices, business profits and the profit margin among surviving businesses. The training also exhibits limited positive impact on women’s noncognitive, business-related skills. Moreover, the training improves women’s household bargaining power on major expenditure decisions and reduces the levels of physical domestic violence in families for married women. However, we do not find strong additional effects of inviting husbands to join the training. Finally, the thesis applies a convex time budget experiment to elicit the impact of the business training on time preferences and consumption smoothing. The result suggests that while the business training does not change preferences, it tends to improve the optimality of intertemporal consumption choices by stimulating current consumption at the expense of future consumption.

AB - This dissertation evaluates the impact of integrating microfinance and nonfinancial services on performance of microfinance institutions (MFIs) and their clients. First, employing a quasi-experimental approach, this thesis examines the impact of combining financial and nonfinancial services (business development and social services) on MFIs’ performance by using a large global panel data set. The result suggests that MFIs providing social services achieve better social performance, albeit at the expense of their financial results.Second, this thesis uses a randomization control trial to analyze the impact of a gender and business training on business and gender outcomes for female microfinance clients in Vietnam. The dissertation also examines the additional impact of inviting husbands to the training on women’s outcomes. The results show that the training has a positive impact on business and gender knowledge, business practices, business profits and the profit margin among surviving businesses. The training also exhibits limited positive impact on women’s noncognitive, business-related skills. Moreover, the training improves women’s household bargaining power on major expenditure decisions and reduces the levels of physical domestic violence in families for married women. However, we do not find strong additional effects of inviting husbands to join the training. Finally, the thesis applies a convex time budget experiment to elicit the impact of the business training on time preferences and consumption smoothing. The result suggests that while the business training does not change preferences, it tends to improve the optimality of intertemporal consumption choices by stimulating current consumption at the expense of future consumption.

M3 - Thesis fully internal (DIV)

SN - 978-90-367-7400-0

PB - University of Groningen, SOM research school

CY - Groningen

ER -

ID: 14314602