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Education Master's Master's international students Financial matters Opening a Dutch bank account

Dutch bank account

  • Bank account

    When you live in the Netherlands for longer than 6 months, it's strongly recommended that you have a current Dutch bank account to manage your day-to-day finances.

    The Immigration Service Desk (ISD) will inform Non-EU/EEA guests about opening a Dutch bank account. If you have any other questions that are related to your bank account, or if you're not sure if you're going to need a Dutch bank account, you can also direct your question at the ISD.

    If you are not a member of an EU/EEA country that uses the SEPA (Single Euro Payments Area) system, it is advised that you open a Dutch bank account. If you are an EU/EEA student and you are going to be in the Netherlands for longer than six months, it is still advised to get a Dutch bank account, however SEPA ensures that accounts throughout Europe are accessible in a uniform, simple manner. This is necessary, so there will no longer be any differences between domestic and cross-border euro payments in Europe.

    Therefore, international bank account numbers (IBAN) must be used for euro accounts throughout Europe.

  • What is an IBAN?

    IBAN stands for International Bank Account Number. Since February 2014, the IBAN has replaced the 9-digit account number. In the Netherlands, the IBAN is structured as follows:

    • The country code NL
    • 2-digit control number
    • 4 letters that identify the bank
    • 10 digits, which consist of the current account number supplemented with zeros

    An example of a Dutch IBAN is NL73 INGB 123 456 78 00.

  • How to open a Dutch bank account?