Dutch bank account
When you live in the Netherlands for longer than 6 months, it's strongly recommended that you have a current Dutch bank account to manage your day-to-day finances.
The Immigration Service Desk (ISD) will inform Non-EU/EEA guests about opening a Dutch bank account. If you have any other questions that are related to your bank account, or if you're not sure if you're going to need a Dutch bank account, you can also direct your question at the ISD.
If you are not a member of an EU/EEA country that uses the SEPA (Single Euro Payments Area) system, it is advised that you open a Dutch bank account. If you are an EU/EEA student and you are going to be in the Netherlands for longer than six months, it is still advised to get a Dutch bank account, however SEPA ensures that accounts throughout Europe are accessible in a uniform, simple manner. This is necessary, so there will no longer be any differences between domestic and cross-border euro payments in Europe.
Therefore, international bank account numbers (IBAN) must be used for euro accounts throughout Europe.
What is an IBAN?
IBAN stands for International Bank Account Number. Since February 2014, the IBAN has replaced the 9-digit account number. In the Netherlands, the IBAN is structured as follows:
- The country code NL
- 2-digit control number
- 4 letters that identify the bank
- 10 digits, which consist of the current account number supplemented with zeros
An example of a Dutch IBAN is NL73 INGB 123 456 78 00.
How to open a Dutch bank account?